Pension Credit

Useful areas

Examples

Here are some examples to show you how Pension Credit people with different circumstances might get.

Example 1 - Amy
Example 2 - Balbir and Manju
Example 3 - Betty
Example 4 - Kathleen

Example 1 - Amy

Amy is 62. She lives in her son's home. The only money she has is her State Pension of £82.05 a week.

Pension Credit will give her £27.40 a week extra. As a result her total weekly income will increase to £109.45. If Amy applied three months after the date of her 60th birthday, she could get about £350.

Example 2 - Balbir and Manju

Balbir and Manju are both 75. Their weekly income is as follows:

State Pension (Balbir) - £82.05

State Pension (Manju) - £82.05

Personal pension (Balbir) - £14.00

Savings of £8,000 (we assume £1 of income for every £500 or part of £500 for any savings over £6.000.) - £4.00

Total weekly income - £182.10

Pension Credit will give them £15.49 a week extra. As a result their total weekly income will increase to £197.59. If Balbir and Manju were eligible for the 12 months before they applied they could also receive a backdated payment of over £800

Example 3 - Betty

Betty is 66. She is single and a severely disabled person.Her weekly income is as follows:

State Pension - £82.05

Attendance Allowance (this is not counted as income) - £60.60

Savings of £5,000 (we do not assume any income from these savings as they are less than £6,000): - £0

Total weekly income - £142.65

Pension Credit will give her £72.90 a week extra. (This includes an extra amount of £45.50 because Betty is severely disabled). As a result, her total weekly income will increase to £215.55. Betty could also receive a backdated payment of over £3,700 if she was eligible for the 12 months before she applied for Pension Credit.

Example 4 - Kathleen

Kathleen is 68 and a widow. Her weekly income is as follows:

Late husband's State Pensio - £88.00

Kathleen's work pension - £18.00

Late husband's work pension - £37.00

Savings of £11,500 (we assume £1 of income for every £500 or part of £500 of savings you have over £6,000): - £11.00

Total weekly income - £154.00

Kathleen is not entitled to any extra weekly income from Pension Credit.



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