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Registering stakeholder pensions

If you are from a financial services company and you wish to provide stakeholder pension schemes, you must get tax approval from the Inland Revenue and register your scheme or schemes with The Pensions Regulatory Authority (Opra).

Stakeholder pension schemes need to meet government standards designed to promote flexibility and value for money. These include minimum contributions of £20 or less and no transfer costs.

Stakeholder pension scheme providers can only charge a maximum of one percent of the value of the pension fund each year to manage the fund. The provider may also recover costs and charges they have to pay for certain other things, such as stamp duty. Any extra services and any extra charges not provided for by law must be optional

For the full list of standards for stakeholder pension schemes and details on how to register, see Stakeholder pensions - a guide to registering as a stakeholder scheme provider


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